# Andre Underwood — Senior Personal Finance Writer | SB Loan > Andre Underwood is a Missouri-trained personal-finance journalist who spent a decade covering subprime auto, overdraft, and buy-now-pay-later for a St. Louis daily and a Chicago consumer newsroom. Источник: https://sbloan.net/authors/andre-underwood/ --- # Andre Underwood Senior Personal Finance Writer at SB Loan. A journalist trained in Missouri who dedicated ten years to covering buy-now-pay-later products, overdraft pitfalls, and subprime vehicle financing — initially on the business desk of a St. Louis daily, later with a Chicago-based consumer news operation. AU **Andre Underwood** · AFCPE accreditation in progress **On this page** Background Qualifications Specializations Work reviewed Disclosures Get in touch ## Professional background Andre Underwood is a Senior Personal Finance Writer at SB Loan, where he writes comparison guides, plain-English explainers, and reported borrower narratives. He earned a Bachelor of Arts in Journalism from the University of Missouri in 2014 and is currently working through the AFCPE Accredited Financial Counselor (AFC®) coursework. Andre began on the business desk of the St. Louis Post-Dispatch, where he covered regional banks, auto-title storefronts, and the debt problems of working households across Missouri and southern Illinois. His reporting on repossession patterns at subprime auto dealers ran as a three-part series and was picked up by consumer-advocacy groups tracking the market. In 2019 he joined the consumer-money team at a Chicago digital newsroom as a senior writer, leading coverage of overdraft and NSF fees, the spread of buy-now-pay-later at checkout, and the ways thin-file borrowers get routed into high-cost credit. Over five years he interviewed more than 220 borrowers and kept a running column translating dense CFPB filings into practical guidance. Andre joined SB Loan in 2025 to bring that reader-first, cost-forward habit to a site built entirely around small-dollar borrowing. His editorial rule is simple: meet readers in the situation they are actually in, skip the jargon, and keep the cheaper alternative visible on every page. ## Qualifications and training **BA Journalism** University of Missouri · 2014 **AFCPE Accreditation** In progress · Expected completion 2026 **Years of experience** 10 years in consumer-finance journalism (St. Louis Post-Dispatch, Chicago consumer-news desk) **Interviews on file** 220+ borrowers and consumer-finance sources ## Specialist subjects - **Subprime auto lending** — title loans, deficiency balances, repossession mechanics - **Overdraft & NSF fees** — fee cascades, opt-in rules, account-level alternatives - **Buy now, pay later** — checkout installment plans, late fees, credit-reporting gaps - **Small-dollar credit** — payday, installment, and cash-advance cost comparison - **Reported borrower narratives** — first-person interviews and field reporting ## Content verified by Andre Andre authored or contributed to: - [15 Payday Loan Alternatives Ranked by Cost](/payday-loan-alternatives/) - [What is a Payday Loan? Plain-English Explainer](/learn/what-is-a-payday-loan/) - [Payday Loans Online — Compare 23+ State-Licensed Lenders (2026)](/payday-loans/) - [Payday Loans in Texas: Laws, Rates, Limits & Alternatives](/state/texas/) ## Disclosure of potential conflicts **Disclosure.** Andre holds no equity in any company covered on this site. He is paid a fixed SB Loan salary and receives no commission or per-loan referral bonus. He carries no freelance or consulting contracts with lenders, lead generators, or debt-relief companies, and steps back from any story touching a newsroom he previously worked for. ## Reach out For story pitches, source introductions, or interview requests, contact editor@sbloan.net. #### About our authors Each piece of content on SB Loan is drafted by a qualified author and then formally approved by an independent reviewer. [Meet our team of 6 authors](/authors/) --- #### Editorial standards [View our editorial policy →](/editorial-policy/) [Our fact-checking steps →](/fact-checking-policy/) [Log of corrections →](/corrections/)